Own it now, pay later.
Interest free.
Create your free account in minutes with
up to $1,000 to spend and pay no monthly
account fees.
2M+
2M+ customers across Australia and New Zealand
$2B+
Over $2 billion secure transactions since 2013
370K
App downloads for iOS and Android
4.5
4.5/5 App and Play Store reviews
Shop instore
Create an instore code and present to staff at checkout when ready to pay.
Shop online
Shop online as normal and choose Zip as the payment method at checkout.
0% Interest
Approve the purchase and only pay 25%, then 3 further fortnightly, interest free payments.
How to create your account
Own it now, pay later.
Apply in minutes with a photo ID and debit card.
Pay in 4 instalments with no interest
Up to $1,000
Get instantly approved up to $1,000 to spend with 6 weeks to pay.
Interest free always
Every transaction you make with Zip is interest free always.
Pay in 4 instalments
Pay just 25% at checkout and the rest over 3 fortnightly payments.
No establishment fee
Pay nothing to create your Zip account.
No account fee
Never pay more than the items you buy when you repay on time.
Late payment fees apply.
Shop all your favourites, interest free
How Zip Works
Sign up
Verify your identity and add a debit card to apply
Browse and shop
Choose Zip at checkout and pay just 25%.
Repay interest free
Pay the remaining balance over 3 fortnightly, interest free payments.
Increase your limit
Repay your purchase on time and in full to increase your spend limit, up to $1,000.
Trusted by 2 million
Zip users
4.5/5.0 App Store
150k Downloads
4.5/5.0 Google Play
220k Downloads
Awesome app! Easy to use online and instore. Easy to follow through with payment cycle etc.
User VeeOhElle
Very happy, easy way to purchase when short on cash, makes most things affordable 👍
User Nanny Bee🐝
We use zip all the time. It’s a great payment option.
User Leigh1120
4.5/5.0 App Store
150k Downloads
4.5/5.0 Google Play
220k Downloads
Get started on
the app today
It's free to download and easier to sign up with.
