Australia 
New Zealand 
United States Pay later your way
- Apply for up to $2,000
- Pay in 4 instalments over 6 weeks
- Always interest free
- No fees when you repay on time
Online or instore
Buy household goods, book a trip or pay for the dentist. Use Zip at 3,000+ stores, online or instore.
Zero interest
Shop smarter with Zip. Just 4 interest free instalments over 6 weeks.
Zip for merchants
Integrate Zip in 10 minutes and get access to hundreds of thousands of new customers. No APIs required.
4.8
App Store rating
6.0m
Active customers in NZ, Australia and the Americas
$10.1b
in secure total transaction volume for FY24
3000+
NZ stores where you can pay with Zip
6.0 million global Zip active customers and counting
4.8 App Store Ratings
550K+ downloads
16/09/2023
Zip helps me!
Always had a great experience with Zip app helps me attain what i need with smaller regular payments
24/08/2023
Very happy
Absolutely love this app, I've been able to get so many awesome new items over the years with this option!!
10/09/2021
Best app on my phone!
Best app on my phone to pay for everything that I get. Knowing that all I have to do is pay balance up front then the rest gets taken out of my account automatically is absolutely awesome.
13/08/2023
Highly recommended!
I love Zip, it helps me to buy things when they are reduced or on special so I can save money and pay it off in 4 easy installments. Also their reminders are a great way to make sure funds are available. Highly recommend ZIP
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