Australia 
New Zealand 
United States Pay later your way
- Apply for up to $2,000
- Pay in 4 instalments over 6 weeks
- Always interest free
- No fees when you repay on time
Online or instore
Buy household goods, book a trip or pay for the dentist. Use Zip at 3,000+ stores, online or instore.
Zero interest
Shop smarter with Zip. Just 4 interest free instalments over 6 weeks.
Zip for merchants
Integrate Zip in 10 minutes and get access to hundreds of thousands of new customers. No APIs required.
4.8
App Store rating
6.5m
Active customers in NZ, Australia and the Americas
$16b
in secure total transaction volume for 31 March 2026
3000+
NZ stores where you can pay with Zip
6.5 million global Zip active customers and counting
4.8 App Store Ratings
550K+ downloads
22/08/2025
Loyal customer!
I've had zip for a few years now, always been helpful around any special occasion ,if or when money is tight, overall great experience :grin:
18/08/2025
Old Zippy!
Been with these guys since they started here in NZ. Love them! Yes I get busted a financial penalty when I’m a bit late but they treat me like an adult! Not a naughty child that gets punished forever like another SNPL outfit does!
13/05/2026
Zip was easy to sign up with!
Zip was easy to sign up with, very quick to respond to messages sent, and very easy to use. Definitely deserved the score rating of a 10....
05/09/2025
Receipt!
Love how you get the receipt so you can remember what you are paying for, being able to see what items you brought is just that little extra other apps don’t have.
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